GOBankingRates | Personal Finance Site To Help You Find More Ways To Save Money And Make Money

How well do you know your money?

We are here to guide you through every step of your financial journey.

Beginner

Intermediate

Advanced

Dave Ramsey Says His Emergency Fund Guidance Is ‘Not Enough’

Financial personality Dave Ramsey is famous for his "Baby Steps," which are a process to get out of debt and build solid wealth throughout life. Ramsey's very first baby step is to build a $1,000...

By John Csiszar | Apr 16, 2024 | 5 min Read

Money

100 Simple Money Mistakes That Are Holding You Back

Even the most diligent people can make little money mistakes every day that hold them back in a big way over time. From saving and investing to insurance and credit cards, it can be hard to sidestep...

Owe Money to the IRS? Most People Don’t Realize You Can Do This — Today

Are you eligible for the IRS Fresh Start program? Could you settle your debt for less than you currently owe?

Retirement

I Retired in My 70s: Here’s My Monthly Budget

Much of the conversation around retirement and financial planning involves making sure you're financially ready to take the big plunge out of the workforce and into the open seas of life as a retiree....

Trending Now

Is a Tiny Home Worth It As a Rental Property?

15 Best Prepared-Food Deals at Costco

5 Best Passive Income Books That Can Help You Earn More Money

Reduce Your Social Security Tax Bill Using These Tips

Trump Era Tax Cuts Are Set To Expire — Here’s How Much More You’ll Pay

How Much Does It Cost To Attend One of 2024’s Best Colleges?

Start Building Your Wealth Today

Personalized Content for Your Financial Journey

This Year’s Best Banks

Our team of experts have released this year’s list of best banks! Switch to one of these top-rated banks to get the most of out of your money

Let’s GO

Get Started on Taxes

Need some guidance to file your taxes this year? We’ve got you covered with this comprehensive guide to filing for your 2024 taxes

Let’s GO

Curious About Retirement?

GOBankingRates has curated expert tips and recommendations to reach your financial goals to retire at any location

Let’s GO

Financially Savvy Female

This series aims to educate women about all phases of their financial lives, from paying off student loans to climbing the career ladder to preparing for retirement.

Let’s GO

Calculators, & More

Use this retirement calculator to see if you’re on track to reach your goals to retire.

My Retirement

Curious about your federal return this year? Use our tax calculator for an estimate.

Estimate My Return

This mortgage payment calculator will estimate your monthly payments.

See My Payment

How much gas can you afford? This gas calculator can compare estimated gas costs.

Estimate My Costs

Take Our
Best Banks Quiz

Take the Quiz

Start Building Your Wealth Today

BANKING

TAXES

Banking

Newest Bank of America Promotion Codes, Offers, Bonuses & Coupons for April 2024

You can earn bonuses just for opening a Bank of America account this month. Find out how to take advantage of Bank of America's best promotions.

Banking

Live Richer Podcast, Season 3, Episode 5: How Ally Bank’s Andrea Brimmer Masters the Competitive Landscape with Grit

This Episode Professional career growth often begins with a journey of self-discovery, where one takes the introspective process to lay the foundation for embracing new challenges and exploring...

Banking

Navy Federal Credit Union Savings Account Interest Rates for April 2024

Navy Federal Credit Union offers multiple types of savings options, and the interest you can earn depends on the type of account you open. Here's a look at Navy Federal's interest rates for its...

Taxes

Low-Income Tax Filers Are Less Likely To Receive a Refund This Year: Here’s Why

Tax filers in the lowest income bracket saw "a slowing in the decline of refunds compared to tax years 2021 and 2022, evidence that the elimination of COVID-related tax credits had an impact on...

Taxes

How Much You’d Have Now If You Invested Your Tax Refund in Disney Stock in 2023

What are you going to do with your 2023 tax refund? When surveyed, 25% of Americans told GOBankingRates they'll put it into savings, 15% plan to pay down debt, 13% plan to put it toward bills, and...

Taxes

I’m a Certified Accountant — Don’t Make These 5 Tax Filing Mistakes on Crypto Earnings

Despite the word "currency" in its full name, there are many people who treat digital cryptocurrency differently than traditional earnings and assets, especially when tax time rolls around. Check Out:...