
Making the transition from the military to a civilian job can be difficult, especially in a down economy, but that doesn’t mean it’s impossible. 

Making the transition from the military to a civilian job can be difficult, especially in a down economy, but that doesn’t mean it’s impossible. 
It’s a prosaic cliché: Haggard, unshaven, sporting military fatigues, a homeless “veteran” clutches a cardboard sign along a highway off ramp. He’s disturbed, angry, maybe even a bit intoxicated, but he’s willing to work. Speculation regarding his military service undoubtedly adds to his dejected mystique. 
Deploying to a combat zone or other area designated as a tax-free zone can be a stressful time both for the military member and his or her family. But that doesn’t mean it isn’t without its benefits. I deployed five times while I was on Active Duty, and each time I came back with different rewards — including personal and professional growth, a new-found respect for our military and a fatter wallet. 
Bankruptcy: It’s an ugly word. It shoulders negative connotations and uneasy feelings for all those involved. Yet in the last year alone, nearly 1.5 million non-businesses struggling with debt repayment opted for this form of insolvency. As today’s economic climate affects more and more Americans, veterans included, the bankruptcy option is increasingly being utilized. 

A disconnect between veterans and the general population is nothing new. It’s an obstruction that dates back to the Revolutionary War. Veterans of the Continental Army, some hundreds of miles away from home, were treated poorly upon discharge and besieged by debt. Many found themselves jobless. The mounting hardships culminated in rebellion. 
For many Americans, life after military service can seem daunting. Naturally, it takes time to adjust to the civilian world, especially after serving several tours in a war zone.
Unfortunately, veterans of yesteryear were generally left to fend for themselves in this regard. Many managed to survive–utilizing skills handed down by mentors and gleaned from college classrooms. Fortunately, the American public and the Veterans Administration realized this folly and attempted to remedy it with the Transitional Assistance Program. 
| Air Force Federal Credit Union |
1.05% |
| USAA Bank | 1.10% |
| Eglin Federal Credit Union | 0.80% |
| Global Credit Union | 0.69% |