Posted in Articles
It seems like one of the most challenging things to do in this world is get a free credit score. You can easily find places that will offer access to your credit reports (individual or 3-in-1), but getting access to an official FICO score can be quite a challenge without paying an arm and a leg for a one-time view.The good news is that there are a few places to get your score for free. And you never know, you may even be able to monitor your score and update your reports for up to 30 days. Let’s see what’s out there.
There are currently a few places to gain access to your Fair Isaac Corporation FICO Score, which is the score most lenders and creditors use when trying to determine whether you’re creditworthy. Here are some of the popular options for obtaining your free score:
If you’d really rather not enter your credit card information in order to get a free credit score, you could try CreditKarma.com. While it does not offer an official FICO score, it does give you free access to a Credit Karma score, which is based on information pulled from your Transunion report and is pretty accurate. The best part is that it’s completely free and can be updated any time.
Also, you can take advantage of credit score estimators from MyFICO other services. The estimators usually ask you basic questions about your credit habits to estimate a score range of around 40 points (ex. 585 – 623). While it isn’t your score, it gives you an idea of where you might stand and doesn’t cost a thing.
The good news is there are ways to get your hands on your credit score and report(s) at little to no cost. So if you’re on the prowl for this information, it’s good to take advantage of these great ways to learn about what’s going on in your credit world.